{"id":116,"date":"2023-03-23T15:34:54","date_gmt":"2023-03-23T15:34:54","guid":{"rendered":"https:\/\/sagic.co.uk\/?page_id=116"},"modified":"2024-06-11T10:43:32","modified_gmt":"2024-06-11T10:43:32","slug":"privacy-policy","status":"publish","type":"page","link":"https:\/\/sagic.co.uk\/privacy-policy\/","title":{"rendered":"Privacy Policy"},"content":{"rendered":"

Data Protection & Privacy Policy<\/h2>\n

Introduction<\/h2>\n

At sagic we recognise our responsibility to treat your personal information with care and to comply with all relevant legislation, in particular, the Data Protection Act 2018 and the EU General Data Protection Regulation (GDPR).\u00a0 This notice covers our requirement to provide you with information on how and why we use your personal data and of your rights under GDPR.<\/p>\n

We have provided you with a quotation and\/or administer your insurance policy and are classed as the \u201cdata controller\u201d which means we process your data. Your data may be passed to other parties, including Reinsurers & Loss Adjuster for the administration of claims. These parties could also be a data controller and where necessary will issue their own Data Protection & Privacy Policies.<\/p>\n

Personal Information & Legal Basis<\/h2>\n

We are required to have a lawful basis (as defined in GDPR) in order to process your personal data, the reasons we collect personal data and the relevant bases which we use are shown in the table below:-<\/p>\n

\n\n\n\n\n\n\n\n\n\n\n\n\n
Why we collect your data<\/th>\nLawful basis<\/th>\nInformation collected<\/th>\n<\/tr>\n
Provide you with a quotation for Insurance.<\/td>\nNecessary for the performance of an insurance contract.<\/td>\n\u2013 Basic personal details such as name, address, email, telephone, date of birth.<\/p>\n

 <\/p>\n

\u2013 Information on your insurance requirements, including details about your home\/property.<\/p>\n

 <\/p>\n

\u2013 Your insurance history, including claims data and other insurance policies you have had.<\/p>\n

 <\/p>\n

\u2013 Sensitive personal information, including previous unspent criminal convictions<\/p>\n

 <\/p>\n

\u2013 Your marketing preferences<\/p>\n

 <\/p>\n

\u2013 Payment details to enable payment of insurance premium.<\/p>\n

 <\/td>\n<\/tr>\n

Arrange and administer your policy if you buy one through us.<\/td>\nNecessary for the performance of an insurance contract.<\/td>\n<\/tr>\n
To notify you of changes in our service.<\/td>\nOur legitimate interests<\/td>\n<\/tr>\n
Marketing<\/td>\nYour explicit consent \u2013 in accordance with preference you have expressed<\/td>\n<\/tr>\n
Statistical analysis and Service Review Requests<\/td>\nOur legitimate interests \u2013 to refine and enhance the products and pricing which we can offer.<\/td>\n<\/tr>\n
To provide improved quality and training for sagic staff.<\/td>\nOur Legal and Regulatory obligations.<\/td>\n<\/tr>\n
Prevent, detect and investigate crime, including fraud and money laundering, and analyse and manage other commercial risks.<\/td>\nOur Legal and Regulatory obligations.<\/td>\n<\/tr>\n
To resolve complaints, and handle requests for data access or correction.<\/td>\nOur Legal and Regulatory obligations.<\/td>\n<\/tr>\n
Comply with applicable laws and regulatory obligations, such as those relating to anti-money laundering and anti-terrorism.<\/td>\nOur Legal and Regulatory obligations.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/figure>\n

Some of the personal information we ask you to provide may be sensitive (special category) as defined in GDPR, e.g. you may have to give us information about your medical history, criminal convictions and driving offences. We are allowed under GDPR to collect such information for specified \u201cinsurance purposes\u201d without your specific consent but it will only be used for the purposes set out above.\u00a0 If you give us information about another person, in doing so you confirm that they have given you permission to provide it to us and that we may use their personal data in the same way as your own as set out in this notice.<\/p>\n

Where the lawful basis of processing your data is \u2018Your explicit consent\u2019 then this consent can be withdrawn at any time by contacting us.<\/p>\n

Use of Cookies<\/h2>\n

A cookie is a small file which asks permission to be placed on your computer\u2019s hard drive. Once you agree, the file is added and the cookie helps analyse web traffic or lets you know when you visit a particular site. Cookies allow web applications to respond to you as an individual. The web application can tailor its operations to your needs, likes and dislikes by gathering and remembering information about your preferences.<\/p>\n

We use cookies to identify which pages are being used. This helps us analyse data about webpage traffic and improve our website in order to tailor it to customer needs. We only use this information for statistical analysis purposes and then the data is removed from the system.<\/p>\n

Overall, cookies help us provide you with a better website by enabling us to monitor which pages you find useful and which you do not. A cookie in no way gives us access to your computer or any information about you, other than the data you choose to share with us.<\/p>\n

You can choose to accept or decline cookies. Most web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. This may prevent you from taking full advantage of the website.<\/p>\n

Data Security<\/h2>\n

Sagic is committed to protecting the security of your personal information. We use a variety of security technologies and procedures to help protect your personal information from unauthorised access, use, or disclosure.<\/p>\n

Disclosure of your Personal Information<\/h2>\n

As a necessary part of providing you with the services described above, we may need to disclose your personal data to other third parties. These include: Computer bureaux\/Software Houses, Insurers, other Insurance Intermediaries, Loss Adjusters, Insurance Industry databases, Government databases, Regulatory authorities and the Police\/other law enforcement bodies and this will be to assist with fraud prevention and detection.<\/p>\n

Retention Period<\/h2>\n

Your data will not be retained for longer than is necessary and will be managed in accordance with our data retention policy. In most cases, the period will be for a maximum of 7 years following the expiry of an insurance contract unless we are required to retain the data for a longer period due to business, legal or regulatory requirements.<\/p>\n

International transfers of data<\/h2>\n

We will ensure that we do not transfer your personal data to destinations outside the European Economic Area (EEA).<\/p>\n

Your Rights<\/h2>\n

Under GDPR you have the following rights in relation to our processing of your personal data:-<\/p>\n

    \n
  1. The right to be informed about how we use your personal data (This Privacy Notice);<\/li>\n
  2. The right to see a copy of the personal information we hold about you;<\/li>\n
  3. The right to have personal information rectified if inaccurate or incomplete;<\/li>\n
  4. The right of erasure of your personal information where there is no compelling reason for its continued processing;<\/li>\n
  5. The right to restrict processing in certain circumstances, e.g. if its accuracy is being contested;<\/li>\n
  6. The right to data portability which, subject to certain conditions, allows you to obtain and reuse your personal data across different services;<\/li>\n
  7. The right to object to certain processing including for the purposes of direct marketing;<\/li>\n
  8. Rights to information in relation to automated decision making and profiling.<\/li>\n<\/ol>\n

    Reviews<\/h2>\n

    We may contact you via email to invite you to review any services and\/or products you received from us in order to collect your feedback and improve our services and products (the \u201cPurpose\u201d).<\/p>\n

    We use two external companies, Trustpilot A\/S (\u201cTrustpilot\u201d) and Google to collect your\u00a0feedback which means that we will share your name, email address and\u00a0reference number with Trustpilot for the Purpose. If you want to read more\u00a0about how Trustpilot process your data, you can find their Privacy Policy\u00a0here<\/a>.<\/span><\/p>\n

    We may also use such reviews in other promotional material and media for our advertising and promotional purposes.\u00a0 Where you leave a review you are consenting to sharing your data as noted above with Trustpilot and for us to use your review in any promotional material or advertisement we produce.<\/p>\n

    Contact us<\/h2>\n

    For further information on this Privacy Notice, to access your personal information or to exercise any of your other rights, please contact<\/p>\n

    The Data Protection Officer,
    \nSalvation Army General Insurance Corporation,
    \n27 Duke Street,
    \nChelmsford, CH1 1HT<\/p>\n

    Email:- DPO@sagic.co.uk<\/p>\n

    Telephone:- 0300 030 1865<\/a><\/p>\n

    If you have a complaint about how we use your personal information please contact us at the address above. You also have the right to lodge a complaint with the Information Commissioner\u2019s office at any time.<\/p>\n","protected":false},"excerpt":{"rendered":"

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